Short Sales Negotiator Tampa
If you are looking for information about short sales in Tampa Florida we’d like to help. Our firm specializes in short sale negotiations, all legal aspects of short sales as well as the closing of short sales. We handle legal aspects through our company Emery Law and closings through our title company which is now part of Emery Law. In addition, we have a full time short sale negotiator on staff to make the process of a short sale smooth and speedy.
A short sale is a relatively new phenomenon. The crash of the housing market has put many homes in the Tampa real estate market “underwater” meaning many homes are worth less than is owed on the property. This has put severe financial strain on many homeowners.
That combined with the fact that the bad economy has lead to many people losing their jobs and suffering other financial hardships, means it’s difficult for homeowners to keep up with mortgage payments. This has lead to many foreclosures in the Tampa Bay real estate market.
Why A Short Sale?
A short sale can be a win-win for both homeowners and lenders. The homeowner gets out from under a bad situation without destroying their credit. The lender avoids having to go into foreclosure and deal with having to sell the home themselves.
But for it to truly be a win-win, the short sale must be negotiated so that both parties are happy. This requires understanding the process and making sure the process goes smoothly. A lender may do this every day but a homeowner does not. Even realtors may not understand all that is involved. That’s why you may need help during the process.
Also, a foreclosure or a bankruptcy can impact your credit for as much as 10 years. Some say a foreclosure is even worse than a bankruptcy. A short sale is far better than going into foreclosure. It may only impact your credit for a couple of years.
At Emery Law and Commonwealth Title we have helped many Tampa Bay home owners during foreclosures, loan modifications, and through the short sale process. We are experts in this area and are anxious to use our expertise to help home owners during these troubled times. Here’s some reasons you might want to seek our help.
We Have A Full-Time Short Sale Negotiator On Staff
The short sale process is complex. Lenders like to control the process and require many forms and paperwork before they will let a short sale go through. Missing paperwork and misunderstanding deadlines means your short sale will take longer. They want to get as much money as possible and often seek a legal “deficiency judgement” to reclaim some of the their losses.
Lenders also have many special short sale programs these days. We are familiar with these programs and know which will work best for you… and which to avoid.
Because we have a full-time negotiator on staff we know what needs to be done and when. We know what the various lenders are looking for because we’ve worked with all of them. We make sure YOUR short sale is smooth and trouble-free. We have gotten short sales to go through in as little as 28 days.
Our Attorney Knows Short Sales and Foreclosures.
The lender in your short sale probably has a team of lawyers on staff who’s goal is to have the short sale be in their favor. To compete on equal footing, you need your own attorney working for you. Barbara Brown-Emery is an experienced real estate attorney who has handled many foreclosures and short sales. She has handled over 150 short sales, just in the last few years. She can make sure your short sale is in YOUR favor… and goes through smoothly and quickly. Visit her Foreclosure Law site here.
Our Title Company Knows Short Sales
If having a full-time short sale negotiator and an experienced real estate attorney helping your short sale was not enough, we also have our own title company to handle the closing. There will be no finger-pointing between lawyers, realtors, and lenders at the closing. We can handle all the details ourselves.
So How Can We Help…
So if you’re a homeowner looking to get out from under a bad situations, consider our services. We can help you get your home sold and avoid foreclosure. We know what needs to be done.
If you need help getting your short sales to go through quickly we can help. We understand your needs and even have investors waiting who want to buy short sales. We can create that Win-Win-Win situation for you and your client.
It’s a great time to buy property in Florida. There are many great deals to be had in the short sale market. We can help you find and close those investments in record time and make the buying process smooth and quick.
So contact Emery Law’s Short Sale Division to learn more about how to streamline the short sale process and truly make it a Win for you.